Employee Benefit Program Plan Highlights
Retirement Benefits
Mandated Benefits
Life Insurance
Business Travel Accident
Supplemental Insurance
Referral Programs
Employee Relations
Time Off
Medical
Plan
MVP
(EPO HD Preferred)
888-687-6277
www.mvphealthcare.com
Open enrollment 8/1 of each year
Benefit Description
Subject to Deductible $1,500/$3,000
Max $2,500/$5,000
CIGNA National Network
Lens Up To Max $160
Dependent Coverage 19 /FT student 23 yrs
Covers oral contraceptives
Policy # 213231 Plan# E000651
Eligibility
Upon Hire (working 30+ hours)
Employee Contribution
EE pays bi-weekly contribution based on coverage selected
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Plan
MVP (PPO Preferred)
888-687-6277
www.mvphealthcare.com
Open enrollment 8/1 of each year
Benefit Description
$20.00 CoPay/Direct Access/Out-Of- Network
Prescription Drugs $10/25/40
Vision 1 exam every 2 years ($20.00 CoPay) - 80% Lens Up To Max $160
Dependent Coverage 19/FT student 23 yrs
Covers oral contraceptives
Out of Network Deductible $ 500.00 per individual/$1,250.00 per family
Max. Out of Network Benefit $1,000,000.00
Policy # 213231 Plan# P2000AAN
Eligibility
Upon Hire (Working 30+ hours)
Employee Contribution
EE pays bi-weekly contribution based on coverage selected
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Plan
Section 125
Paychex FSA
800-472-0072
Benefit Description
A unique benefit that helps you pay for non-reimbursed medical or dental expenses; child or adult care with pre-tax dollars. IRS Plan Maximums: $2,400 health care per individual; $5,000 dependent care per family. Premiums for medical coverage are also done on a pre-tax basis. Next open enrollment period: January 1
Eligibility
After 3 months of employment ** Entry date is first of month following 3 month anniversary 30+ hours
Employee Contribution
EE salary reduction on a bi-weekly basis
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Retirement
Plan
401(k) Profit Sharing & Trust
ING Group # ZH6161
www.ingretirementplans.com
800-584-6001
Benefit Description
The Plan allows eligible employees to defer part of their income on a tax-favored basis. The money in the plan grows tax-free until your retirement. Employee selects how they want their account invested from several investment options. The trustees will invest the portion of the account that is not 100% vested. If you participate in plan the Firm will make matching contributions on the first 5%. Matching contributions are $.50 on the $1.00 up to a maximum of 5%. Matching dollars are subject to vesting. Vesting schedule:
| Yrs. Of Service | ‰ Vested |
| Less than 1 | 0 |
| 1 but less than 2 | 0 |
| 2 but less than 3 | 20 |
| 3 but less than 4 | 40 |
| 4 but less than 5 | 60 |
| 5 but less than 6 | 80 |
| 6 or more | 100 |
NOTE: Your employee contributions are always 100% vested
Eligibility
Age 21; 6 months of service**
** Entry Date:
Your first entry date will be the first day of the month, on or after meeting the eligibility requirements.
Employee Contribution
If EE elects to participate payroll contributions are done bi-weekly
NOTE: EE can contribute up to the IRS maximum of $15,500*
* As indexed
* For 2009:
$16,500
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Mandated Benefits
Plan
Short Term Disability
First Unum
Benefit Description
NYS mandated program. Amount of benefit payable is ½ of disabled EE’s average weekly wage (based on last 8 weeks of employment) subject to a benefit maximum of $170. Maximum: 26 weeks
Policy # 0525947 ( First Unum )
Eligibility
FT EE: after 4 weeks
PT EE: after 25 days with one employer
Minors are not covered
Employee Contribution
$.60 per week
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Plan
Workers Compensation
State Insurance Fund
199 Church Street
NY, NY
Benefit Description
Covers EE with an illness or injury that “arises out of and in the course of employment”
Policy # W 1419 366-8
The State Insurance Fund (212) 312-9000
Eligibility
Upon Hire
Employee Contribution
100% Paid by the Firm
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Life Insurance
Plan
Life Insurance/ADD
Met Life
Benefit Description
Firm provides $15,000
Policy #TMO5982921
Eligibility
Upon Hire (Working 30+ hours)
Employee Contribution
100% Paid by the Firm
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Business Travel Accident
Plan
Business Travel Accident
Benefit Description
Provides payment to an employee or their family should they die, be dismembered, blinded or lose speech or hearing due to a covered accident while traveling on Firm business.
Policy # GTP 8063360
Eligibility
Upon Hire
Employee Contribution
100% Paid by the Firm
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Supplemental Insurance
Plan
Dental/Supplemental
Benefit Description
MVP $1,500 annual maximum/$50 deductible
90%/80%/50% UCR
Policy # 213231 Plan# D0000083
Eligibility
Upon Hire (20+ hours)
Employee Contribution
EE pays full cost
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Plan
Life/Supplemental
MetLife
Benefit Description
Policy #
Up to $100,000 without evidence of eligibility
5X salary up to a max. of $500,000 w/ evidence of eligibility
Coverage available for spouse/child(ren)
Eligibility
Upon Hire (30+ hours)
Employee Contribution
EE pays full cost
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Plan
Short Term Disability/ Supplemental AFLAC
Benefit Description
AFLAC
Several options available
Eligibility
Upon Hire (30+ hours)
Employee Contribution
EE pays full cost
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Plan
LifeStyle Cancer/
Supplemental
AFLAC
Benefit Description
AFLAC Individual or Family Plan(s) available
To submit wellness claim:
Fax: 877-844-0201 include name/address/policy #/ and note cancer wellness claim
Eligibility
Upon Hire (20+ hours)
Employee Contribution
EE pays full cost
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Referral Programs
Plan
Employee Referral
Benefit Description
$2000.00 referral (subject to payout schedule)
Eligibility
N/A
Employee Contribution
N/A
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Plan
Client Referral
Benefit Description
EE shall be entitled to receive ten (10%) percent of the first year’s annual fee collected by Firm on new clients brought to Firm by EE.
Eligibility
N/A
Employee Contribution
N/A
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Employee Relations
Plan
Holiday Reception
Benefit Description
Social event for team members and their guest
Eligibility
N/A
Employee Contribution
100% Paid by the Firm
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Plan
Dry Cleaning
Benefit Description
Dry cleaning pick up and delivery is available. Please contact Erin Weddell if you are interested in this service
Eligibility
N/A
Employee Contribution
EE pays full cost
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Plan
Flu Shots
Benefit Description
Firm annually provides flu shot to those employees who elect to receive it
Eligibility
N/A
Employee Contribution
100% Paid by the Firm
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Plan
Coffee/Tea
Benefit Description
Firm provides coffee, tea, hot cocoa for its team members
Eligibility
N/A
Employee Contribution
100% Paid by the Firm
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Time Off
Plan
Vacation
Benefit Description
Vacation time is accrued from July 1 – June 30
EEs earn vacation after July 1. Only earned vacation time will be paid
1 – 5 years: 10 days
5+ years: 15 days
| Year | Accrue | Earned |
| Year 1 | 1 day per month | *zero days |
| Year 2 | 10 days | accrual fr. Year 1 |
| Year 3 | 10 days | accrual fr. Year 2 |
| Year 4 | 10 days | accrual fr. Year 3 |
| Year 5 | 15 days | accrual fr. Year 4 |
| Year 6+ | 15 days | accrual fr. Year 5 |
*Up to a maximum of 10 days
Eligibility
One year (30+ hours)
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Plan
Personal/Sick
Benefit Description
Accrue ½ day per month up to a maximum of 6 days.
Eligibility
Upon Hire (if hired between 1st and 15th of month)
1st of following Month (if hired between 16th and end of month/ 30+ hours)
Employee Contribution
N/A
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Plan
Holiday/Birthday
Benefit Description
New Year’s Day
Memorial Day
Independence Day
Labor Day
Thanksgiving Day
Christmas Day
Your Birthday (Floating)
NOTE: Birthday Holiday may be taken on your actual birthday or on any day following your birthday, within the same year and subject to your supervisor’s approval.
Eligibility
Upon Hire (30+ hours)
Employee Contribution
N/A
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Plan
CPA Exam
Benefit Description
Up to a maximum of four (4) days per calendar year
Eligibility
N/A
Employee Contribution
100% Paid by the Firm
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Plan
Becker CPA Review
Benefit Description
Firm splits cost with team member. If team member passes all 4 parts in one (1) year Firm will reimburse the team member cost they incurred. If team member does not pass all 4 parts in one (1) year team member will reimburse firm.
Eligibility
N/A
Employee Contribution
50% Firm
50% Team Member
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Plan
Continuing Education
Benefit Description
Firm provides both internal and external training for CPE requirements
Eligibility
N/A
Employee Contribution
100% Paid by the Firm
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Plan
Membership Dues
Benefit Description
NYSSCPA/AICPA/Rotary, etc.
Eligibility
N/A
Employee Contribution
100% Paid by the Firm
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